Housing Loans to Households/ Mortgage Loans Secured By Residential Real Estate
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Climate change poses big challenges for the monetary sector, too. The Bundesbank supports the shift to a low-carbon economy.

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- Overview Bundesbank

- Organisation

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  • Overview Organisation

    - Executive Board
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  • Overview Executive Board

    - Dr Joachim Nagel

    - Dr Sabine Mauderer

    - Burkhard Balz

    - Lutz Lienenkämper

    - Michael Theurer

    - Dr Fritzi Köhler-Geib

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  • Overview Regional Offices and branches

    - Baden-Württemberg
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  • Overview Baden-Württemberg

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  • Overview Bavaria

    - back - Overview Berlin and Brandenburg

    - back - Overview Bremen, Lower Saxony and Saxony-Anhalt

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  • Overview Hamburg, Mecklenburg-West Pomerania and Schleswig-Holstein

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  • Overview Hesse

    - Branch

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  • Overview North Rhine-Westphalia

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  • Overview Rhineland-Palatinate and Saarland

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  • Overview Saxony and Thuringia

    - Branches

    - President

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  • Overview Research and Research Data

    - Research Centre
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  • Overview Research Centre

    - Research Professors, Research Council and Research Fellows

    - Research Areas and Programme

    - People

    - Research Brief

    - Discussion Papers

    - Refereed Publications

    - Seminars

    - Invited Speakers Series

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  • Overview Research Data and Service Centre

    - Research Data

    - Your research study task at the RDSC

    - About the RDSC

    - INEXDA

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  • Overview Panel on Household Finances (PHF)

    - About the PHF

    - Methodology

    - User-Documentation

    - Data access and data protection

    - Links and files

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  • Overview Library and archives

    - Library

    - Historical archive

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  • Overview Art

    - Paintings and deals with paper

    - Sculptures and setups

    - Exhibitions & seeing times
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  • Overview Exhibitions & viewing times

    - Archive

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  • Overview Numismatics

    - Collection

    - Selected objects

    - Pictures archive

    - Publications

    - Numismatic library

    - Contact

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  • Overview Money Museum

    - Visitor Information

    - Exhibition

    - Offers for Groups

    - Lectures

    - Museum discovery trips

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  • Overview International Reserve Bank Dialogue

    - About us

    - International Central Banking Courses
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  • Overview International Central Banking Courses

    - Application procedure

    - Past courses

    Information on the task Digital Euro

    - Overview Tasks

    - Monetary policy
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  • Overview Monetary policy

    - Monetary policy decisions

    - Economic analyses

    - Monetary policy structure

    - Open market operations
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  • Overview Free market operations

    - Outstanding open market operations

    - Tender calendar and system

    - Regular refinancing and tweak operations

    - Foreign currency deals

    - PSPP Auctions

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  • Overview Collateral

    - Eligibility criteria

    - Bundesbank’s tasks

    - Credit assessment

    - Mobilisation of security

    - Counterparty details

    - Downloads

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  • Overview Outright transactions

    - Asset purchase program (APP)

    - Pandemic emergency purchase program (PEPP)

    - Securities providing under the APP and PEPP

    - Transmission Protection Instrument (TPI)

    - Outright Monetary Transactions (OMT)

    - Terminated programs

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  • Overview Minimum reserves

    - Legal basis

    - Rate of interest and reserve ratios

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  • Overview Financial and monetary system

    - Financial and financial stability
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  • Overview Financial and monetary stability

    - Role of the Bundesbank

    - Terms and definitions

    - Macroprudential monitoring (G-FSC)

    - Residential Mortgages of personal families

    - Risks and stability analysis

    - Macroprudential tools

    - Financial Stability Forum

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  • Overview International cooperation

    - ESRB and FSC

    - EU committees

    - FSB

    - BIS

    - CGFS

    - IMF

    - MDBs

    - G20

    - G7

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  • Overview Banking supervision

    - Objective

    - Bundesbank’s role
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  • Overview Bundesbank’s role

    - Bundesbank and BaFin

    - Single Supervisory Mechanism

    - Operational tasks
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  • Overview Operational tasks

    - Capital and liquidity adequacy

    - On-site evaluations

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  • Overview Legal basis

    - EU legislation

    - National legal basis

    - Basel structure

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  • Overview Individual aspects

    - Supervision concerns

    - Fit and proper assessments, Authorisation procedure, Holder control

    - Own funds requirements
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  • Overview Own funds requirements

    - Own funds

    - Credit danger

    - Operational danger

    - Market risk positions

    - CVA risk

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  • Overview Liquidity

    - Supervisory reporting of organizations of the LCR

    - Supervisory reporting of institutions with regard to the net steady financing ratio

    - Additional monitoring metrics for liquidity reporting

    - Treatment of main bank reserves in the LCR

    - Regulation on the liquidity of organizations

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  • Overview Risk Management

    - Prudential requirements for IT (BAIT)

    - ICAAP/ ILAAP

    - MaRisk

    - Artificial intelligence methods

    - Institutional compensation

    - Interest rate risk

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  • Overview Cash management

    - The Eurosystem money method

    - Euro banknotes
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  • Overview Euro banknotes

    - Research and Development

    - Highlight

    - 5 Euro

    - 10 Euro

    - 20 Euro

    - 50 Euro

    - 100 Euro

    - 200 Euro

    - 500 Euro

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  • Overview Euro coins

    - Regular coins

    - EUR2 celebratory coins

    - Collector coins

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  • Overview Counterfeit cash

    - Counterfeit detection

    - Detectors

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  • Overview Cash services

    - Business clients

    - Non-business clients

    - Reserve banks

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  • Overview CashEDI

    - General Information
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  • Overview General Information

    - Data exchange

    - Scope of services WebEDI/Filetransfer

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  • Overview Cash recycling

    - Cash processing systems

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  • Overview Payment systems

    - Digital euro

    - TARGET
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  • Overview TARGET

    - TARGET Services

    - Common elements of TARGET Services

    - Legal framework

    - Committee work

    - Restricted service location

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  • Overview ECMS

    - Information for brand-new consumers

    - Training and accompanying materials

    - Documentation & FAQs

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  • Overview RPS

    - SEPA-Clearer
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  • Overview SEPA-Clearer

    - SCL-Directory

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  • Overview National cheque processing

    - Participation

    - Fees and operating hours

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  • Overview Customer gain access to system

    - CAM-Individual

    - CAM-SEPA

    - CAM-Instant

    - CAM-IMPay

    - Operating hours and fees

    - Communication

    - Correspondent banking

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  • Overview Oversight

    - Business Continuity

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  • Overview Services

    - Bank sort codes

    - Check-digit computation

    - IBAN guidelines

    - Customer Test Centre

    - SEPA

    - Forms

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  • Overview Publications

    - Analysis

    - amplus

    The Bundesbank supplies a new treatment for the automated download of statistical information sets. The web service provides a user interface for programmatic access.

    The Bundesbank’s current analytical data in the kind of time series (also available to download as a CSV file or SDMX-ML file).

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    - Overview Statistics

    - Banks and other financial corporations
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  • Overview Banks and other financial corporations

    - Banks
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  • Overview Banks

    - Balance sheet products

    - Banks’ profit and loss accounts

    - External position of banks (MFIs)

    - Monetary aggregates

    - OTC derivatives

    - Triennial Bank Survey

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  • Overview Economic activity and rates

    - Output

    - Orders received and stock of orders

    - Turnover

    - Employment and labour market

    - Negotiated pay rates and labour expenses

    - Harmonised customer prices

    - National Producer and customer rates

    - Foreign trade prices

    - Residential or commercial property costs and rates for building and construction work

    - Weekly activity index

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  • Overview Exchange rates

    - Currency exchange rate, euro forex recommendation rates, other rates

    - Effective exchange rates

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  • Overview External sector

    - Balance of payments

    - International investment position and external debt

    - Direct investments

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  • Overview Macroeconomic accounting systems

    - National accounts

    - Financial accounts

    - Balance sheets

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  • Overview Money and capital markets

    - Euro cash market

    - Securities holdings

    - Securities problems

    - Rates of interest and yields
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  • Overview Interest rates and yields

    - Central bank interest rates

    - Money market rates

    - Yields on debt securities exceptional

    - Prices and yields of noted Federal securities

    - Term structure of interest rates

    - Discount rates of interest

    - Interest rates on deposits and loans

    - Real rates of interest on families’ deposits
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    - Expected genuine interest rates

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  • Overview Public financial resources

    - Maastricht deficit and debt level

    - Budgetary advancements in Germany (nationwide accounts)

    - Budgetary advancements in Germany (public finance data)

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  • Overview Sets of signs

    - System of indications for the German house market

    - System of indications for the German industrial residential or commercial property market

    - Financial Soundness Indicators

    - SDDS Plus

    - Very long time series

    Here you will find info on the bank sort code file and on the bank sort code upgrade service. You can likewise download the bank sort code files.
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