1. Helping Americans

1. Avoiding Foreclosure
   
   Avoiding Foreclosure
   pantzerproperties.com
   On This Page
   
   Are You At Risk of Foreclosure?
   Tips for Avoiding Foreclosure
   When a Loan Provider Won’t Deal With You
   Related Information
   
   Talk with a HUD-Approved Housing Counseling Agency
   FHA Loss Mitigation Services
   There are a variety of programs to help house owners who are at threat of foreclosure and otherwise having problem with their month-to-month mortgage payments. Please continue checking out for a summary of resources offered.
   
   Please check out FHA’s pamphlet, “Save Your Home: Tips to Avoid Foreclosure,” likewise published in Spanish, Chinese and Vietnamese.
   
   Contact Your Lender
   
   If you are experiencing troubles making your mortgage payments, you are encouraged to call your loan provider or loan servicer straight to ask about foreclosure avoidance choices that are available. If you are experiencing trouble interacting with your mortgage lender or servicer about your requirement for mortgage relief, there are companies that can assist by contacting lenders and servicers in your place.
   
   Assistance for FHA-Insured Homeowners
   
   The Federal Housing Administration (FHA), which belongs of the U.S. Department of Housing and Urban Development (HUD), is working aggressively to stop and reverse the losses represented by foreclosure. Through its National Servicing Center (NSC), FHA offers a variety of numerous loss mitigation programs and informative resources to assist FHA-insured homeowners and home equity conversion mortgage (HECM) debtors facing monetary hardship or joblessness and whose mortgage is either in default or at danger of default.
   
   Click on this link to log onto the NSC Loss Mitigation Programs home page.
   Click on this link for responses to Frequently Asked Questions about FHA’s loss mitigation programs.
   Contact FHA
   
   FHA staff are readily available to assist address your questions and help you to much better understand your choices as an FHA debtor under these loss mitigation programs. There are a number of ways you can contact FHA for additional information, consisting of:
   
   - Call the National Servicing Center at (877) 622-8525
   - Call the FHA Outreach Center at (800) CALL FHA (800-225-5342).
   - Persons with hearing or speech disabilities might access this number via TTY by calling the Federal Information Relay Service at (800) 877-8339.
   Email the FHA Resource Center.
   The Online FHA Resource Center.
   Are you at danger of foreclosure and losing your home? Foreclosure doesn’t happen overnight
   
   Have you missed your home payment?
   
   Look for a HUD-approved housing counselor, or.
   - Call toll free (800) 569-4287 to find a housing counselor near you, or.
   - Call the Homeowners Hope Hotline at (888) 995-HOPE.
   Haven’t missed a house payment yet, but scared you might?
   
   Has your monetary circumstance altered due to a mortgage payment boost, loss of task, divorce, medical expenditures, boost in taxes or other factors?
   
   - Is your credit card debt ending up being unmanageable?
   - Are you using your charge card to purchase groceries?
   - Is it becoming hard to pay all your monthly bills on time?
   If it’s becoming harder to make your home payment monthly:
   
   Contact a HUD-approved Housing Counselor, or.
   - Call toll free (800) 569-4287 to discover a housing counselor near you.
   - Read our Tips for Avoiding Foreclosure.
   Few individuals think they will lose their home