There is absolutely nothing from another location unusual about Angela Lloyd and Lee Phillips’ semi-detached house on a peaceful cul-de-sac in Merseyside.

And to the common eye, Lloyd looks like a typical middle-aged mum who works tirelessly to look after her sick husband.

So it was to the sheer shock of neighbours when authorities descended on their driveway to rob the couple’s St Helens home.

Hiding behind the household’s net curtains was in fact a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer money.

Lloyd, 58, wept ‘Oh my god’ as she was jailed today over a string of untruths including using a dead female’s identity, comprising ‘bogus’ medical conditions for her boy, and producing pseudonyms to work while claiming carers allowance.

Husband Phillips, 54, was also jailed after the set’s enormous advantages scams was finally exposed.

While the couple managed to siphon off their ill-gotten gains for years - neighbours have exposed to MailOnline the apparent ideas that the couple were running a rip-off.

Angela Lloyd defrauded the taxpayer of ₤ 170k over a period of 11-and-a-half years. Detectives uncovered a web of lies including the production of pseudonyms to claim advantages

The scammer next door: The assuming semi-detached house Lloyd had moved into with Phillips. Phillips had actually failed to reveal this to the council when she moved in in 2018

Phillips envisioned in a Help for Heroes hoodie during a street party held for the late Queen’s Diamond Jubilee. He is said to have played a DJ set at the event

Initially, neighbours on Birch Gardens were fretted for the couple after Phillips was seen looking really frail as he would ‘hobble’ on his walking stay with meet his carers.

But they were then left puzzled when he was at other times spotted washing his BMW, driving, and even playing a DJ set for their street party for the late Queen’s Diamond Jubilee.

Locals likewise told of how there was ‘constantly something dodgy’ about Lloyd, and that she would never look individuals ‘in the eye’, but would boast about ‘secret ₤ 60k caravan’ they would leave to on the weekends.

Lloyd was sentenced to 2 years after Liverpool Crown Court found she fraudulently pocketed nearly ₤ 170,000 in benefits over a decade, and likewise assisted Phillips incorrectly claim advantages worth ₤ 100,000, as reported by the Liverpool Echo.

When neighbours saw them leaving among their 2 cars and trucks earlier today, they thought they were going off to remain at their secret caravan, only to discover they were going to prison.

One neighbour informed MailOnline of the couple: ‘I believed they were dodgy as he made a real show of not being able to walk whenever his carers were here.

‘He was shuffling along and holding onto his vehicles in the driveway before he took a long period of time to get to his carer’s automobile on his strolling stick.

‘But the next thing I saw him washing his BMW in the driveway - he appeared to be strolling fine then.

‘And he did a DJ set for the Queen’s Jubilee celebration back in 2022. He had all the speakers out and whatever.

‘But after the cops raid, they became more reserved and didn’t say a lot to individuals.

‘There was always something dodgy about her - she wouldn’t look individuals in the eye and extolled going to her ₤ 60,000 caravan however would never state where it was.

‘They would take her teenage boy and go away on a Thursday night and not get home until Sunday.’

Phillips had actually fraudulently claimed ₤ 100k in PIP, housing advantages, employment assistance allowance and council tax reductions that he was not eligible for. Neighbours informed of how he would look ‘frail’ and ‘hobble on a strolling stick’ in the presence of carers, but at other times was seen ‘walking fine’

Following the cops raid on the quiet suburban street, neighbours were left with concerns regarding why the couple had been arrested - and some declare Lloyd had later informed them it was down to pet breeding.

But these concerns were finally laid to rest on Tuesday when the court heard how Lloyd had actually declared a total of ₤ 169,394.15 which she was not gotten approved for in housing benefits, carers allowance and personal independence payments throughout 11-and-a-half years.

With the assistance of Lloyd, Phillips was also discovered to have actually illegally claimed ₤ 100,980.71 through PIP, housing advantages, work support allowance and council tax reductions considering that 2018.

Olivia Beesley, prosecuting, detailed how the mom’s intricate rip-off started when she wrongly started declaring housing benefits for a caravan on Riverside Walk in Southport - which was found to be a ‘fictitious address’.

She even made a phony occupancy agreement for the ‘totally fictitious caravan’, eventually swiping ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent home.

Then in 2018, she started making fraudulent claims that her other half needed ‘multiple everyday carers to participate in to his needs’. She reached utilizing Phillips’ sis Zoe’s birth certificate to impersonate his brother or sister and claim that she was his main carer.

She also lied that she was not able to work due to being a full-time carer, however was discovered to have actually been working under a false identity Wendy Lloyd at care business Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.

In 2022, she started creating ‘false medical conditions’ for her kid, declaring she had a carer called Joyce Bibby - a dead lady’s identity. Nearly ₤ 10k in false impairment living allowance overpayments were claimed in relation to this.

She again utilized the deceased woman’s name as being her social worker to claim ₤ 13,526.70 of PIP, stating that she required carers due to ‘health conditions’.

of how Lloyd would boast about a ‘₤ 60k caravan’ in a secret location that she never exposed, and would state they were going to stay at the caravan from Thursday to Sunday

One neighbour said they saw the couple packing up on of their vehicles earlier this week and presumed they were going off to their ‘caravan’, just to later learn they were off to prison

When MailOnline visited Phillips’ address in Birch Gardens which he showed Lloyd, neighbours exposed how the couple and her kid would allegedly go off to a caravan on the weekends.

It is not understood whether this was the same ‘fictitious caravan’ which transpired to have actually never existed, or an indeed a different, genuine caravan.

Leni Newton, 63, said: ‘She informed people that the authorities raid was since someone had actually told on her for breeding border collie puppies without a licence.

‘I’m surprised they’ve been imprisoned. I thought they were all above board.

‘I only saw them a few days ago leaving luggage - I thought they were just going to their caravan.’

She included: ‘I know they satisfied as she was his carer. He was married however Angela relocated. I believed she had lived in Southport.

‘I did see his ex-wife parked up in the street enjoying his house when they split.

‘She was undoubtedly spying on them.’

Her partner David Manchester, 70, said: ‘It’s a huge surprise they seemed to be living a double life.

‘There were a great deal of police came here.

‘He was at the street celebration for the Queen but other times he did appear very frail.’

Hand in Hand homecare agency confirmed to MailOnline that Lloyd had bona fide referrals, DBS checks and training certificates in the name of Wendy Lloyd.

A spokesman stated: ‘We sacked her right away when we discovered the fact.

‘All her DBS and references had a look at. The police stated we had not done anything incorrect.’

The court heard how Phillips likewise deceived cash from the general public handbag by failing to disclose the fact that Lloyd had actually moved into his home in 2018 - permitting him to continue claiming more than ₤ 13k in housing benefits and ₤ 2.2 k in council tax reductions.

He is also stated to have actually ‘exaggerated’ his medical conditions and need for care, specifying that he was unable to do anything for himself.

He stated himself ‘unsuited for work’ and failed to discuss his wife’s wage - illegally filching ₤ 51k in employment assistance allowance.

However, Phillips alleged that Lloyd had finished the form and had simply ‘asked him to sign it’.

Phillips’ counsel Jim Smith argued he has a ‘complicated current history’ of psychological health and disabilities including neurological disorder, anxiety and depression.

He was also said to have a pacemaker fitted and appeared in court in a wheelchair.

While Phillips had no previous convictions connecting to similar matters, however Lloyd’s rap sheet reveals previous entries for theft and dishonesty offenses dating as far back as the 1980s - though her last look was in 2012.

Lloyd was jailed for two years after admitting seven counts of scams by false representation, and Phillips was likewise seen cleaning back tears as he was imprisoned for 20 months for fraud by incorrect representation and 3 counts of dishonestly stopping working to disclose info to make a gain.

Sentencing, Judge Simon Medland KC stated: ‘Over an 11-year period, or more than that, you, Angela Lloyd, managed to defraud the general public of just short of ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year duration, you had about ₤ 20,000 per year which you defrauded from the general public.

‘For those who look for to defraud the public of scarce and valuable benefits which need to be directed to those who need them, not those who simply want to have them for reasons of individual greed, that is a serious offense dedicated by each of you over a long duration of time.’
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